Morocco’s civil servants are the most indebted as credit replaces income
The debt-to-income ratio for Moroccan civil servants has reached a record 44%. Behind this figure lies an entire system: banks banking on a risk-free profile, thriving finance companies, and household purchasing power increasingly supported by credit rather than income. An in-depth look. 44%. That’s the share of income that a Moroccan civil servant will, on...
By Safae HadriMorocco

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The debt-to-income ratio for Moroccan civil servants has reached a record 44%. Behind this figure lies an entire system: banks banking on a risk-free profile, thriving finance companies, and household purchasing power increasingly supported by credit rather than income. An in-depth look. 44%. That’s the share of income that a Moroccan civil servant will, on...
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About this article
- Length
- 55 words · 1 min read
- Published
- September 18, 2026
- Byline
- Safae Hadri
- Source
- Telquel.ma