AFTER THE BELL: Fretting about fintech while AI transforms lending and creates new risks
Fintech is transforming banking through AI-powered lending and rapid expansion into underserved markets. But as algorithms make ever-faster financial decisions, regulators face the challenge of managing the risks without stifling innovation.
By Stephen GrootesSouth Africa

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Fintech is transforming banking through AI-powered lending and rapid expansion into underserved markets. But as algorithms make ever-faster financial decisions, regulators face the challenge of managing the risks without stifling innovation.
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About this article
- Length
- 31 words · 1 min read
- Published
- September 14, 2026
- Byline
- Stephen Grootes
- Source
- Daily Maverick