Xero brings real-time financial intelligence to Google Gemini

Xero

, the global small business platform, today announced a new integration with Google Gemini, bringing live financial intelligence and Xero data directly into Gemini conversations where many small businesses, accountants and bookkeepers already work. As the first financial management platform to

launch a connected app for Gemini

, Xero will enable customers to use Gemini to retrieve real-time financial answers, analyze business performance, and complete routine tasks without switching between applications or losing financial context. “Connecting Xero financial data into Gemini conversations helps small businesses and their accountants and bookkeepers instantly check their financial position, track cash flow and manage invoices and bills, all without breaking their workflow,” said Diya Jolly, President of Product & Technology, Xero. “This is another major milestone as we continue to help eliminate operational friction and foster collaboration for our customers, delivering real-time financial intelligence wherever they work.” Powered by Xero’s agentic platform,

JAX

, small businesses and their advisors who use the connected app will see their real-time financial data flow directly into Gemini while maintaining secure, continuous synchronisation with Xero. Key capabilities include:

• Financial health & performance:

  Generate Profit & Loss statements, track income and expenses, and monitor overall balance sheets and cash position via conversational prompts

• Sales & receivables:

  Identify overdue balances, draft initial invoice summaries, track high-revenue clients and manage recurring subscriptions

• Purchases & payables:

  Track outstanding payables, flag overdue bills, and surface specific vendor payment requirements

• Interactive visual reports:

  Gemini can transform raw data into clear visual charts—such as net profit/loss graphs and aged receivables distributions—directly within the chat interface

• Organization & contacts:

  Retrieve essential business details, base currency information, and contact information for customers and suppliers

“Accountants and bookkeepers can ask Gemini for a client’s profit and loss, aged receivables, or cash position and get the answer, charted, from live Xero data,” said Anurag Agrawal, Founder and Chief Global Analyst at

Techaisle

. “The time that previously went into assembling those reports can go into helping clients understand what the numbers mean and what to do next.”

Proactive Intelligence with Gemini Tasks

Coming soon, customers on eligible plans can do more with Xero’s connected app by working within task toggle in the Gemini app. Leveraging live Xero data, users can switch to ‘tasks’ to create time-based schedules and workflows for routine work. Customers can also create workflows such as combining Xero and Gmail to prepare follow-ups for overdue invoices, or create a recurring schedule for actions like a daily summary of key financial information, such as pending bills and current cash position. To ensure human oversight, any operation that modifies financial data, such as issuing an invoice or sending a payment reminder, requires explicit user confirmation in Xero’s connected app in Google Gemini before execution. The review step and final judgment stay with the accountant or bookkeeper and the business owner, grounded in Xero’s commitment to

Accountable Intelligence

where AI handles the heavy lifting and surfaces insights, keeping humans firmly at the helm.

Xero Wherever You Work

The Xero connected app for Google Gemini is the latest in a series of integrations introduced by Xero that enable small businesses and their advisors to access their financial information across the tools they work in every day. Across

Microsoft 365

,

Claude

,

Claude for Small Business, ChatGPT

, and now Gemini, Xero meets customers wherever they work, with data they trust and in tools they use every day. Xero is also introducing a new capability that allows accountants and bookkeepers to seamlessly switch between their practice’s client organizations while working across all of these integrations. This ensures access to real-time, client-specific data when and where advisors need it. In line with Xero’s

responsible data use commitments

, data responsibility is foundational to the Gemini integration. Financial information shared between platforms is used solely for the user’s session and Xero data is not used to train Google Gemini models.