Inside Yoco’s $16m push to become South Africa’s small-business operating system

After more than a decade building its business around bank card readers, the Cape Town-based fintech increasingly sees payments as the entry point into a wider relationship with its more than 200,000 merchants. Credit, subscription software, loyalty tools and artificial intelligence are now part of the pitch.

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    # Inside Yoco’s $16m push to become South Africa’s small-business operating system

    The fintech has cut transaction rates by up to 40%, a move it says will save small businesses more than R250m a year, as it pushes deeper into lending, software and AI.